The largest team of lawyers on your side to defend your rights — with the expenses paid by the insurer.
There are many times we don't pursue what we're owed. Either because we lack the means and it would take far too long to find them, or because the cost of pursuing it outweighs whatever we'd gain.
For the first, nothing beats having a large team of lawyers at your disposal, taking on any request to defend you or to claim your compensation — as advice or as legal action.
For the second, for less than €6 a month you and every member of your family can use their services and have the resulting costs covered.
(*) Prices are set by the insurer and may change.
Seven everyday areas where a dispute can end up in court — and where you won't be on your own.
Under civil liability law: where the insured suffers bodily injury, material or property damage relating to the main residence or the holiday home — if declared — and wants to claim compensation from the third party at fault.
Against charges relating to the breach of criminal provisions through negligence.
Under a dependent employment relationship (salaried staff, workers), for disputes with your employer — and for services provided to a single employer under a contract for work.
Disputes arising with the social security bodies and funds the insured belongs to.
The contracts of daily life. Cover includes both pursuing compensation claims against third parties and defending against claims, provided the amount in dispute exceeds the annual premium the insured pays.
From the insured's main residence or the holiday home, if declared. Homes that are rented out must be insured under the Landlord Legal Protection plan. For disputes arising from tenancy agreements, cover begins three months after the start of the policy.
Over life, fire, theft and earthquake policies.
(*) Expenses are covered up to the limit of the cover you bought.
Everyday situations that start as an annoyance and end up as a legal case.
The party at fault or their insurer drags out compensation for your injury or the damage you suffered.
Unpaid wages, severance, or terms of your contract that were not honoured.
A leak from the flat upstairs, works that destroyed something of yours, damage to your main or holiday home.
Contributions, insured time or a benefit that isn't credited as it should be.
Disputes from everyday contracts, where the amount at stake exceeds your annual premium.
On a life, fire, theft or earthquake policy, when the refusal doesn't hold up.
You and the members of your family — on one premium, not one per person.
Yes. The fee of the lawyer of your choice is among the expenses the insurer takes on, up to the limit of the cover you bought.
When the policy starts. The exception is disputes from tenancy agreements, where cover begins after three months.
Not under this plan. Homes that are rented out are insured under the Landlord Legal Protection plan — tell us and we'll send you that one instead.
You fill in the application here, online. ARAG issues an invoice in your name, we forward it to you for payment, and your cover starts once it is paid.
The insurer's Insurance Product Information Document (IPID), as it stands today.
The enrolment application for our clients' group policy — no paperwork, no appointment. You get a copy in your inbox on submission.
We start with the right brief and continue with a clear, independent recommendation.
